First, let me say I don't think I've ever owned a "stock" bike (past the warranty period) in my life.... That being said, I think you should decide for yourself, based on how you will use the bike... (Form follows function).... Secondly, THAT is NOT a chopper...Its a "bolt-on" custom that has chopper influence (the frame wasn't cut and altered ie "chopped")..... Since either option would require significant outlay of funds to achieve, you may just want to get it to a rideable, dependable state first, then decide how to finish it..... JMHO.... Steve